Credit Review Assistant Vice President

Who we are

United by a sense of purpose towards our customers – to be a trusted partner for the long-term – and our universal banking platform in EMEA, SMBC Group has an international growth agenda and award-winning products, meaning we provide exciting opportunities to work on a diverse range of projects and initiatives. We deliver a full suite of corporate finance products and solutions to our customers as well as investment banking and advisory services, and a range of innovative solutions in global capital markets. Read on to find out how you could enhance your skills and gain valuable experience, by joining us to support our clients transition to a sustainable future.

Role Summary

Is the next step in your career at SMBC Group EMEA? We’re looking for an Assistant Vice President for our Credit Planning & Portfolio Intelligence team to join our team.

The Assistant Vice President acts as a subject matter expert and delivery lead within the Credit Planning & Portfolio Intelligence Team, supporting data and reporting, transformation and risk intelligence, sustainability planning and portfolio analytics deliverables.

Business Area

Position Description

Portfolio Monitoring
- Deliver Risk Intelligence Analysis, Early Warning Analytics and Portfolio Analytics.
- Develop and enhance early warning indicators and quantitative risk signals.
- Build forward-looking financial projection and deterioration analysis.
- Support stress testing methodology, scenario analysis and production.
- Support credit cost forecasting and portfolio risk quantification.
- Conduct deep-dive credit and portfolio risk analysis in collaboration with Lead VP and the team.
- Translate financial analysis and risk signals into actionable portfolio intelligence.

Reporting & MI
- Deliver Dashboard Production, MI Production and recurring management reporting.
- Support committee materials and executive reporting outputs.
- Maintain reporting standards and improve visualisation quality.
- Validate reporting data and ensure output quality.

Data & Analytics
- Maintain and enhance data quality across Portfolio DB and reporting datasets.
- Support data governance implementation and reporting control activities.
- Support Reporting Automation and data visualisation.
- Contribute to dashboard development and data model improvements.
- Improve reporting efficiency and control robustness.

Credit Transformation
- Perform Business Analysis, Process Design and Transformation Implementation.
- Support Global Credit Transformation, Globe and other credit transformation activities.
- Conduct testing and implementation support.
- Maintain process documentation and future-state operating guidance.

Short Description

Experience

- 4-8 years' experience in Risk Management, Credit Risk, Portfolio Analytics, Business Management, Finance or Data Analytics.
- Experience producing management information and analytical reporting.
- Experience supporting projects or process improvement initiatives.
- Banking or financial services experience desirable.
- Understanding of credit risk concepts, portfolio monitoring principles and corporate finance.
- Knowledge of management reporting processes, data management and reporting controls.
- Good understanding of financial statement analysis, early warning frameworks, stress testing and credit cost forecasting.
- Understanding of sustainability risk concepts desirable.
- Understanding of credit risk concepts and portfolio monitoring principles.
- Knowledge of management reporting processes.
- Familiarity with data management and reporting controls.
- Understanding of sustainability risk concepts desirable.
- Strong quantitative and analytical capability.
- Ability to work with large datasets and build financial projections.
- Ability to interpret deterioration signals and translate analysis into management insight.
- Good written communication and documentation skills.
- Project coordination and delivery skills.
- Strong attention to detail.
- Strong analytical capability.
- Ability to work with large datasets.
- Good written communication and documentation skills.
- Project coordination and delivery skills.
- Strong attention to detail.

Technical Skills
- Advanced Excel and financial modelling.
- Power BI, SQL or Python desirable.
- Data management, reporting and visualisation experience.

Qualifications
- Degree or equivalent qualification in Finance, Economics, Business, Mathematics, Statistics or related discipline.
- CFA qualification or progress toward CFA highly desirable for Risk Intelligence and Predictive Analytics roles.

Competencies

What we offer

For all the expertise and experience you bring to help us make a difference, it’s only sustainable if we support you to build your career and be your best self so we offer competitive company benefits, centred around promoting positive well-bring and work-life balance. We also believe in fostering a diverse and inclusive work environment, where all team members perspectives and contributions are valued. Initiatives in place which promote a diverse and inclusive culture and healthy work life balance include hybrid working, Sport & Social Clubs and Diversity and Inclusion networks.

As an employee of SMBC you have access to a host of both useful and exciting benefit offerings. See below some of the benefits on offer to you:

• Hybrid and flexible working 
• Competitive paid leave days
• Benefits to support your physical wellbeing, including private medical insurance and life and invalidity insurance 
• Various policies to support your mental wellbeing, including a robust behavioural health network with counselling and coaching services  
• Access a wide range of learning and development opportunities and career progression opportunities 
• Ambitious remuneration package

So, if you like a challenge and want to continuously grow and develop in a role where you will be supported along the way by a dynamic and diverse team, apply today!!