Corporate Banking Operations Associate

Who we are

United by a sense of purpose towards our customers – to be a trusted partner for the long-term – and our universal banking platform in EMEA, SMBC Group has an international growth agenda and award-winning products, meaning we provide exciting opportunities to work on a diverse range of projects and initiatives. We deliver a full suite of corporate finance products and solutions to our customers as well as investment banking and advisory services, and a range of innovative solutions in global capital markets. Read on to find out how you could enhance your skills and gain valuable experience, by joining us to support our clients transition to a sustainable future.

Role Summary

Is the next step in your career at SMBC Group EMEA? We’re looking for an associate for our Execution Control department to join our team. 

You will be providing a central control function supporting Front Office across EMEA with on-boarding of new credit limits, reviewing lending documentation and ensuring key terms and conditions of the credit application are aligned to the contractual documentation being offered to our customers. 

• Strong organisational skills with the ability to prioritise and use initiative throughout the day.
• Demonstrates a proactive attitude and takes the initiative to provide high quality levels of service to both the Bank’s internal and external customers
• Promote a control culture to ensure the Section accurately captures all transactions in the Bank’s core processing systems.  

• Degree educated with an exposure to finance.  
• Willingness to self-develop and quickly build a strong skill set required for the role.
• Well organised, self-motivated team player with strong interpersonal skills.

Business Area

Execution, Distribution and Limit Control is the central control function within OAD supporting Front Office across EMEA with on-boarding new credit limits, reviewing lending documentation and ensuring key terms and conditions of the credit application are aligned to the contractual documentation being offered to our customers.

Position Description

This role proactively provides support to all EMEA Front Office business departments for the efficient execution and control of new business related transactions in relation to loans, derivative and trade finance products. 

Provide comprehensive pre-execution operational review and approval of all lending documentation, ensuring product meets guidelines for systematic and operational booking requirements. 

Review and approve GBR Terms and Conditions of credit application against lending documentation to ensure lending documentation and credit terms are aligned, avoiding any breaches.

Supporting Front Office, Planning Dept and local EMEA offices with documentation and booking of Risk Participations to ensure exposure is correctly managed and no internal limits are breached. 

Pre-execution validation and approval of guarantee information relating to lending products in GBR

Pre-execution validation and approval of risk mitigating documentation such as Risk Participation agreements.  

Review and approval of Conditions Precedent are satisfied prior to funding and drawdown. 

Identification, origination and approval of documented financial covenant obligations of the borrower in the Bank’s operating system. 

Review and approve Credit Risk Insurance policies against the credit application, ensuring key terms and conditions are correct prior to execution. 

Registration and approval of relevant collateral / guarantees in Loan IQ and GBR. 

Competencies

What we offer

For all the expertise and experience you bring to help us make a difference, it’s only sustainable if we support you to build your career and be your best self so we offer competitive company benefits, centred around promoting positive well-bring and work-life balance. We also believe in fostering a diverse and inclusive work environment, where all team members perspectives and contributions are valued. Initiatives in place which promote a diverse and inclusive culture and healthy work life balance include hybrid working, Sport & Social Clubs and Diversity and Inclusion networks.

As an employee of SMBC you have access to a host of both useful and exciting benefit offerings. See below some of the benefits on offer to you:

• Hybrid and flexible working 
• Competitive paid leave days
• Benefits to support your physical wellbeing, including private medical insurance and life and invalidity insurance 
• Various policies to support your mental wellbeing, including a robust behavioural health network with counselling and coaching services  
• Access a wide range of learning and development opportunities and career progression opportunities 
• Ambitious remuneration package

So, if you like a challenge and want to continuously grow and develop in a role where you will be supported along the way by a dynamic and diverse team, apply today!!