19307 - GTBD - Transaction Banking - Risk & Control - VP

Who we are

United by a sense of purpose towards our customers – to be a trusted partner for the long-term – and our universal banking platform in EMEA, SMBC Group has an international growth agenda and award-winning products, meaning we provide exciting opportunities to work on a diverse range of projects and initiatives. We deliver a full suite of corporate finance products and solutions to our customers as well as investment banking and advisory services, and a range of innovative solutions in global capital markets. Read on to find out how you could enhance your skills and gain valuable experience, by joining us to support our clients transition to a sustainable future.

Role Summary

GTBD manages transaction banking in EMEA, offering electronic banking and cash management services to corporate and institutional clients.  This role supports GTBD management in maintaining a strong risk and control environment by driving the implementation of the bank’s risk framework and overseeing key processes such as RCSA, remediation tracking, and risk reporting. Acting as the primary liaison with the Business Control Office and other control functions, the position leads governance forums, ensures policy alignment, and facilitates effective issue resolution. The role also builds strong stakeholder relationships, provides operational support and training, and helps enhance workflow efficiency across the business.

Business Area

SMBC's Global Transaction Banking provides cash management and digital banking services that enable efficient liquidity, payments, and treasury operations - from electronic banking and Host-to-Host connections to advanced reconciliation tools.  Our digital platform, E-Moneyger®, provides secure, real-time access to account information and payment functionalities, empowering efficient cash flow management and operational oversight. 

Key Responsibilities

Risk & Control Framework Management
•    Support GTBD management in maintaining a robust risk and control environment across all elements of the Risk and Control framework.
•    Serve as a trusted advisor and subject matter expert to senior management and business leaders on internal controls and risk management matters.
•    Act as the main liaison for the Business Control Office, supporting implementation of the bank’s risk and control framework, including Risk Control Self Assessments.
•    Ensure risk status and remediation actions are documented and resolved within agreed timelines.
•    Ensure the Management Control Framework is well documented and quarterly sampling is conducted across the business.
•    Escalate critical issues to GTBD management in a timely manner.

Governance, Reporting & Oversight
•    Prepare and deliver regular risk reporting and metrics to senior management and governance committees.
•    Organise and lead monthly Risk and Controls forums to review issues and drive resolution.
•    Partner with Internal Audit and Second Line Risk functions to ensure alignment with regulatory requirements and internal policies.as well in scoping, testing and remediation of control activities. 
•    Oversee the maintenance of control documentation (e.g. control libraries, process maps, risk registers) and ensure they remain current and aligned with entity and group standards.
•    Serve as the primary liaison between GTBD and Legal department, coordinating the review and approval of all cash management–related agreements and documentation. 
•    Produce executive-level summary reports, risk insights, and thematic analysis to inform decision-making.

Stakeholder Engagement & Support
•    Build and maintain strong relationships with internal stakeholders.
•    Provide troubleshooting, customer support, advice, product knowledge, and workflow improvement suggestions.
•    Identify risks and provide recommendations where possible.
•    Embed a proactive controls culture across GTBD through education, training, communication and engagement with team members.

Operational & Administrative Support
•    Perform ad‑hoc operational and administrative tasks as required.

Knowledge and Experience

•    Bachelor’s degree or equivalent experience required; advanced degree/MBA
•    Minimum 10 years of experience in financial sector and within a risk and control area, preferably transaction banking.
•    Sound understanding of risk management frameworks and control environments.
•    Experience of identifying and addressing deficiencies in risk management and/or control operations across the full product lifecycle and end-to-end processes.
•    Good knowledge of Electronic Banking (“EB”), Cash Management products and Liquidity Management solutions.
•    Solid understanding and awareness of market standard approaches for risk mitigation, control design and execution.  Familiarity with relevant regulation and regulatory expectations across EMEA. 
•    Proven ability in conflict resolution and overseeing project development through effective project management.
•    Proficient in delivering clear, structured and logical presentations to management and stakeholders.
•    Collaborative, people-centric leader skilled at enabling others to perform their best.
•    Demonstrated flexibility and adaptability in decision making while maintaining high standards of integrity.
•    Open to new sources of information with the ability to make timely decisions.
•    Proficient with Microsoft Office as well as familiarity with data analytics and reporting tools (e.g. Power BI).
•    Ability to speak/write Japanese desirable, but not essential.

Competencies

What we offer

For all the expertise and experience you bring to help us make a difference, it’s only sustainable if we support you to build your career and be your best self so we offer competitive company benefits, centred around promoting positive well-bring and work-life balance. We also believe in fostering a diverse and inclusive work environment, where all team members perspectives and contributions are valued. Initiatives in place which promote a diverse and inclusive culture and healthy work life balance include hybrid working, Sport & Social Clubs and Diversity and Inclusion networks.

As an employee of SMBC you have access to a host of both useful and exciting benefit offerings. See below some of the benefits on offer to you:

• Hybrid and flexible working 
• Competitive paid leave days
• Benefits to support your physical wellbeing, including private medical insurance and life and invalidity insurance 
• Various policies to support your mental wellbeing, including a robust behavioural health network with counselling and coaching services  
• Access a wide range of learning and development opportunities and career progression opportunities 
• Ambitious remuneration package

So, if you like a challenge and want to continuously grow and develop in a role where you will be supported along the way by a dynamic and diverse team, apply today!!