Securitized Products Associate
Frankfurt, DE, 60311
SMBC: A trusted partner for the long term
Here at SMBC Group, we want to help you find the next step in your career so read on to discover if this opportunity is the one for you. We like to recognise potential in our people, so we welcome your application even when your experience doesn’t perfectly align with the job description. Whilst we’ll always strive to be better, we’re proud of our inclusive culture, and encourage our applicants and colleagues to be their authentic, unique selves.
Who we are
United by a sense of purpose towards our customers – to be a trusted partner for the long-term – and our universal banking platform in EMEA, SMBC Group has an international growth agenda and award-winning products, meaning we provide exciting opportunities to work on a diverse range of projects and initiatives. We deliver a full suite of corporate finance products and solutions to our customers as well as investment banking and advisory services, and a range of innovative solutions in global capital markets. Read on to find out how you could enhance your skills and gain valuable experience, by joining us to support our clients transition to a sustainable future.
Role Summary
We’re looking for a Junior Analyst for our Structured Real Estate Finance (REF) Group, Specialised Products Department to join our team!
In this role you will
- provide analytical and procedural support across origination and portfolio management of EMEA REF transactions,
- assist in credit application processes, customer onboarding, and loan execution under supervision and
- perform ad-hoc reporting, project work, and liaise with internal and external stakeholders.
For you to succeed in this role, you'll need to have:
- basic credit/risk analysis skills and understanding of European Real Estate Finance,
- strong attention to detail, communication skills, and ability to manage multiple tasks and
- Bachelor’s degree and/or working towards a relevant professional qualification.
Business Area
The Structured Real Estate Finance (REF) Group is part of the Specialised Products Department at SMBC Bank EU AG, headquartered in Frankfurt. The team originates and manages real estate finance loans and derivatives across income-producing and development assets in the UK and continental Europe, supporting SMBC’s strategic growth in EMEA.
This is a unique opportunity to gain hands-on experience in complex, structured real estate finance across EMEA. The role supports SMBC’s strategic growth in non-recourse real estate lending and portfolio management.
Position Description
This role provides junior analytical and procedural support to the REF team in both origination and post-closing portfolio management. It contributes directly to the execution of complex real estate transactions and supports the team’s operational efficiency.
Our role will allow you to:
- Collaborate with internal teams including SPD KYC, SPD Operations, Compliance, Loans Admin, and Planning.
- Liaise with external stakeholders such as borrowers, valuers, attorneys, and agents.
- Work closely with senior team members across origination and portfolio management.
What you will bring to the role:
- Experience or strong interest in banking or European Real Estate Finance.
- Proficiency in Excel, PowerPoint, and basic financial analysis.
- Desirable: Familiarity with systems such as GBR, TheMIS, PowerBI, DealCloud.
Competencies
What we offer
For all the expertise and experience you bring to help us make a difference, it’s only sustainable if we support you to build your career and be your best self so we offer competitive company benefits, centred around promoting positive well-bring and work-life balance. We also believe in fostering a diverse and inclusive work environment, where all team members perspectives and contributions are valued. Initiatives in place which promote a diverse and inclusive culture and healthy work life balance include hybrid working, Sport & Social Clubs and Diversity and Inclusion networks.
As an employee of SMBC you have access to a host of both useful and exciting benefit offerings. See below some of the benefits on offer to you:
- Hybrid and flexible working
- Competitive paid leave days
- Benefits to support your physical wellbeing, including private medical insurance
- Various policies to support your mental wellbeing, including a robust behavioural health network with counselling and coaching services
- Access a wide range of learning and development opportunities and career progression opportunities
- Ambitious remuneration package
So, if you like a challenge and want to continuously grow and develop in a role where you will be supported along the way by a dynamic and diverse team, apply today!!
We recognise our role as a bank to support social change and welcome all applications, including those from groups often under-represented in financial services. We value the uniqueness of professional and personal, backgrounds and perspectives as they play a vital role in continuing the sustainable growth of our organisation. We’ll ensure reasonable adjustments to our recruitment process are offered due to a disability or long-term condition whenever requested.