Relationship Management - Coverage Associate (w/m/d)

16 Jun 2025

Frankfurt, DE, 60311

SMBC: A trusted partner for the long term 

 

Here at SMBC Group, we want to help you find the next step in your career so read on to discover if this opportunity is the one for you. We like to recognise potential in our people, so we welcome your application even when your experience doesn’t perfectly align with the job description. Whilst we’ll always strive to be better, we’re proud of our inclusive culture, and encourage our applicants and colleagues to be their authentic, unique selves. 

 

 

Who we are

United by a sense of purpose towards our customers – to be a trusted partner for the long-term – and our universal banking platform in EMEA, SMBC Group has an international growth agenda and award-winning products, meaning we provide exciting opportunities to work on a diverse range of projects and initiatives. We deliver a full suite of corporate finance products and solutions to our customers as well as investment banking and advisory services, and a range of innovative solutions in global capital markets. Read on to find out how you could enhance your skills and gain valuable experience, by joining us to support our clients transition to a sustainable future.

Role Summary

Is the next step in your career at SMBC Group EMEA? We’re looking for an Associate for our Corporate Banking Department to join our team in Frankfurt or Düsseldorf.

As a Junior Relationship Manager you are in charge of building and maintaining commercial relationships together with a Senior Relationship Manager with large corporates headquarted in the DACH region. 

 

Join us if you are interested in: 

  • Bulding and nurturing strong relationships with multinational corporates to understand their needs and goals and how to combine these with the bank's offering
  • Curious about understanding and analysing relevant (target) customer and sector information to identify business opportunities    
  • Coordinating international product experts and deal teams within SMBC's network to achieve the best result for your clients.

Your Profile:

  • Preferably apprenticeship in banking with either bachelor or master degree (or additional trainings or internships in relevant banking products or work experience in financial sector) with principle corporate finance knowledge 
  • Fluent spoken and written German and English required
  • Team player with strong intercultural competence and excellent communication and good people skills

Business Area

The Corporate Banking Department is the principle coverage team responsible for managing business relationships with large non-Japanese corporate clients. Working closely with product experts from departments such as debt & equity capital markets, global trade finance, project and infrastructure finance as well as treasury and advisory colleagues we are striving to identify business opportunities with customers and target clients to cross-sell products and services contributing to the bank's overall success. 

Job Purpose

  • Support Senior RMs in developing and expanding business relationships with existing and target customers in accordance with the department's overall business strategy
  • Assist in planning and prioritizing individual sales activities and actively cross-sell all available and suitable products and services of SMBC Group
  • Assist in preparing customized credit & marketing plans, identify business opportunities, compile credit proposals in line with SMBC’s credit strategy
  • Produce briefing memos before and call reports after client meetings, attend meetings (once appropriate), manage all additional actions required including follow-up calls and report, file and track all marketing activities and results using internal CRM systems
  • Always keep informed about SMBC’s policies, rules and procedures and assume responsibility for anti-money laundering and know-your-customer procedures and relevant compliance-related matters (incl. sanctions)
  • Assist with know your customer duties to analyse risks and opportunities
  • Business travel with potential overnight stays

Competencies

Customer Focus
Driving Change
Driving Results
Embraces Diversity
Judgement and Decision Making
Risk Management
Strategic and Visionary
Trust and Integrity

What we offer

As an employee of SMBC you have access to a host of both useful and exciting benefit offerings. See below some of the benefits on offer to you:

 

  • Hybrid and flexible working 
  • Competitive paid leave days
  • Benefits to support your physical wellbeing, including private medical insurance 
  • Various policies to support your mental wellbeing, including a robust behavioural health network with counselling and coaching services  
  • Access a wide range of learning and development opportunities and career progression opportunities 
  • Ambitious remuneration package

 

So, if you like a challenge and want to continuously grow and develop in a role where you will be supported along the way by a dynamic and diverse team in Frankfurt or Düsseldorf, apply today!!

 

We recognise our role as a bank to support social change and welcome all applications, including those from groups often under-represented in financial services. We value the uniqueness of professional and personal, backgrounds and perspectives as they play a vital role in continuing the sustainable growth of our organisation. We’ll ensure reasonable adjustments to our recruitment process are offered due to a disability or long-term condition whenever requested.  

 

About SMBC

A trusted partner for the long term
United by a sense of purpose towards our customers - to be a trusted partner for the long-term - and our universal banking platform in EMEA, we deliver a full suite of corporate finance products and solutions to our customers, including corporate, structured and trade finance, leveraged finance, loan market and treasury products. We can also provide investment banking and advisory services and a range of innovative solutions in global capital markets.
Find out more about what we do and who we are at www.smbcgroup.com/emea