Real Estate Finance Assistant Vice President
Frankfurt, DE, 60311
Who we are
United by a sense of purpose towards our customers – to be a trusted partner for the long-term – and our universal banking platform in EMEA, SMBC Group has an international growth agenda and award-winning products, meaning we provide exciting opportunities to work on a diverse range of projects and initiatives. We deliver a full suite of corporate finance products and solutions to our customers as well as investment banking and advisory services, and a range of innovative solutions in global capital markets. Read on to find out how you could enhance your skills and gain valuable experience, by joining us to support our clients transition to a sustainable future.
Role Summary
Is the next step in your career at SMBC Group EMEA?
We're looking for a Real Estate Finance Assistant Vice President for our Structured Real Estate Finance Group within the Specialised Products Department to join our team in Frankfurt.
This role offers the opportunity to build your expertise across the full lifecycle of complex real estate finance transactions, from initial analysis and structuring through to execution and portfolio management. As part of the EMEA Real Estate Finance team, you will work alongside experienced professionals on non-recourse financings covering a diverse range of property sectors, structures, sponsors and European jurisdictions.
About this role
The EMEA Real Estate Finance team originates, executes and manages non-recourse financings secured on existing properties and development projects across the UK and continental Europe. This role will support transaction origination and execution while contributing to the effective monitoring and risk management of the existing portfolio.
In this role you will be responsible for:
- Supporting the financial, credit and real estate analysis of new transaction opportunities, including cash flow modelling, property analysis and credit application preparation
- Contributing to transaction structuring by preparing key commercial terms and supporting legal documentation and negotiation processes
- Coordinating transaction execution and closing activities with clients, agents, valuers, legal advisers and internal stakeholders across KYC, Compliance, Legal and Operations
- Monitoring allocated portfolio exposures, including annual reviews, amendments, waivers, consents and ongoing assessment of financial and property performance
- Reviewing financial statements, business plans, compliance certificates and valuation reports to identify emerging risks and escalate material developments
- Preparing concise portfolio reporting, transaction updates and recommendations for Credit and senior management stakeholders
- Supporting marketing activities, client meetings, property visits and industry events to develop relationships and contribute to new business opportunities
The anticipated salary range for this role is €88,000 - €110,000, with the final offer determined based on the candidate’s skills, experience, role scope, location, and relevant market factors. In addition to base salary, the role may be eligible for a discretionary incentive award and a competitive benefits package, including core benefits such as pension provision.
Profile Description
For you to succeed in this role
- Minimum 3 years of experience in Real Estate Finance, Structured Finance, Corporate Banking, Credit Analysis or a related financing environment
- Strong credit and financial analysis capabilities, including experience with cash flow modelling, property valuations and forward-looking financial information
- Working knowledge of real estate financing structures and the transaction lifecycle, from initial assessment and due diligence through to closing and portfolio monitoring
- Bachelor’s degree in Finance, Economics, Real Estate, Business Administration or a related discipline; progress towards a relevant postgraduate or professional qualification would be advantageous
- Strong written and verbal communication skills in English
What will you bring to the role?
- Strong analytical and risk-based judgement, with the ability to identify key transaction strengths, weaknesses and emerging portfolio concerns
- Excellent organisational skills, with the ability to manage transaction execution and portfolio monitoring responsibilities within demanding deadlines
- A proactive and collaborative approach, with the confidence to work across deal teams and coordinate multiple internal and external stakeholders
- Strong attention to detail and a commitment to producing accurate, clear and well-supported analysis
- A commercially minded and client-focused approach, combined with a strong understanding of risk management and control requirements
Desirable
- Experience with income-producing real estate, development finance, loan-on-loan facilities or other non-recourse financing structures
- Exposure to multiple European real estate sectors, including office, logistics, residential, retail or alternative assets
- Familiarity with credit application systems, real estate cash flow models, IPRE assessments or portfolio management tools
- Experience supporting property due diligence, site visits, valuations or legal documentation processes
Competencies
What we offer
For all the expertise and experience you bring to help us make a difference, it’s only sustainable if we support you to build your career and be your best self so we offer competitive company benefits, centred around promoting positive well-bring and work-life balance. We also believe in fostering a diverse and inclusive work environment, where all team members perspectives and contributions are valued. Initiatives in place which promote a diverse and inclusive culture and healthy work life balance include hybrid working, Sport & Social Clubs and Diversity and Inclusion networks.
As an employee of SMBC you have access to a host of both useful and exciting benefit offerings. See below some of the benefits on offer to you:
- Hybrid and flexible working
- Competitive paid leave days
- Benefits to support your physical wellbeing, including private medical insurance
- Various policies to support your mental wellbeing, including a robust behavioural health network with counselling and coaching services
- Access a wide range of learning and development opportunities and career progression opportunities
- Ambitious remuneration package
So, if you like a challenge and want to continuously grow and develop in a role where you will be supported along the way by a dynamic and diverse team, apply today!