Credit & Transaction Execution - Assistant Vice President

Who we are

United by a sense of purpose towards our customers – to be a trusted partner for the long-term – and our universal banking platform in EMEA, SMBC Group has an international growth agenda and award-winning products, meaning we provide exciting opportunities to work on a diverse range of projects and initiatives. We deliver a full suite of corporate finance products and solutions to our customers as well as investment banking and advisory services, and a range of innovative solutions in global capital markets. Read on to find out how you could enhance your skills and gain valuable experience, by joining us to support our clients transition to a sustainable future.

Role Summary

• The role of the front-office AVP Credit & Execution Analyst is to provide end-to-end execution support for live corporate finance transactions, working directly with Front Office to deliver seamless deal execution for clients. The AVP acts as a key bridge between coverage teams, product partners, and internal stakeholders, ensuring smooth execution, accurate credit delivery, and timely client communication.
• The role requires commercial judgment, strong analytical skills, and the ability to manage execution timelines. It involves reviewing and preparing financial models, profitability scenarios, customer financial statements, and transaction documentation while maintaining close coordination with risk, legal, and compliance functions.

Business Area

• Middle East CIB is the principal coverage team in the Middle East for corporate clients (focusing on FIs, SWFs, Sovereigns and Corporates) across Saudi Arabia, UAE, Qatar, Kuwait and other GCC countries + Egypt, contributing revenues of c. $150m.
• The business has around 65+ customers and the AVP Credit Analyst will support on approximately 15-20 applications per year
• This role reports directly to Head of the Credit & Execution Team, operating under close supervision
• This role is front office aligned, with responsibility to support client coverage in the execution phase – ensuring clients experience a seamless process from origination to closing. 
• The role requires strong understanding of Corporate Finance theory, practice, documentation and may include knowledge of other financing approaches such as M&A, trade, leasing and asset financing.
• Main interfaces/relationships are with:

• • CIB Front Office Teams and department members up to GM level
  • Credit department, CPD, legal, other marketing departments (ECA, CBD1 &2, GTFD, SPD etc), OAD, DCM and Derivatives, LCM, TD etc in EMEA
  • Other Global SMBC offices for specific transactions
  • Customers (financial and industrial), other banks and financial institutions, DFIs & ECAs 

Position Description

Background

• The AVP Credit & Execution Analyst works as part of the Execution Team, supporting and playing a lead role in live transactions originated by Front Office. Responsibilities include coordinating deal processes across products (Term Loans, M&A financings, Trade Loans, Derivatives, etc.), preparing and presenting credit applications, and managing transaction documentation.
• The AVP will frequently liaise with clients and external legal counsel during the execution phase, ensuring that key commercial terms are captured and timelines are met. Corporate finance modelling skills are desirable to support credit analysis and transaction structuring. Structuring of Corporate Finance Transactions (Term Loans, M&A, Trade Loans, Derivatives etc.)

• • Producing high quality transaction summary sheets
  • Preparing the Credit applications of live transactions, Corporate Finance Modelling is desirable
  • Good understanding of Financial documentation (LMA) process for bilateral, club deals and syndicated transactions

Accountabilities & Responsibilities 

• Support and lead the execution of c. 15-20 transactions annually.
• Work closely with Front Office to provide credit and execution expertise and ensure high-quality proposals presented to clients.
• Engage directly with clients to obtain information, clarify deal structures, and coordinate documentation.
• Manage transaction timelines across coverage, product, risk, and legal teams.
• Assist in negotiations of key terms in LMA documentation alongside senior bankers and counsel.
• Liaise with all relevant departments across EMEA for execution including CD, LCM, OAD, CPD, legal, and Nikko CM.
• Timely preparation of high-quality credit applications and financial analysis.
• Support the financial documentation (LMA) process including input on commercial terms.
• Apply the Bank’s procedures correctly and ensure compliance with all regulatory requirements. 

Knowledge, Skills, Experience & Qualifications

• Proven track record of working on large corporate finance transactions end-to-end within a major financial institution.
• Ability to manage multiple deal processes in parallel under pressure and tight deadlines.
• Strong banking product knowledge including Loans, Derivatives, Risk Solutions, Trade Finance, and M&A.
• Strong interpersonal and communication skills, with client-facing experience and ability to liaise effectively with external counsel and advisors.
• Solid understanding of corporate finance theory, practice, risk analysis, credit, execution, and documentation.
• Knowledge of financial modelling across key sectors such as Oil & Gas, Power & Utilities, TMT, and F&B is desirable.
• Good knowledge of Middle East clients and ability to work with and understand customer needs.
• Education: Degree-level education as a minimum. 

Competencies

What we offer

For all the expertise and experience you bring to help us make a difference, it’s only sustainable if we support you to build your career and be your best self so we offer competitive company benefits, centred around promoting positive well-bring and work-life balance. We also believe in fostering a diverse and inclusive work environment, where all team members perspectives and contributions are valued. Initiatives in place which promote a diverse and inclusive culture and healthy work life balance include hybrid working, Sport & Social Clubs and Diversity and Inclusion networks.

As an employee of SMBC you have access to a host of both useful and exciting benefit offerings. See below some of the benefits on offer to you:

• Hybrid and flexible working 
• Competitive paid leave days
• Benefits to support your physical wellbeing, including private medical insurance and life and invalidity insurance 
• Various policies to support your mental wellbeing, including a robust behavioural health network with counselling and coaching services  
• Access a wide range of learning and development opportunities and career progression opportunities 
• Ambitious remuneration package

So, if you like a challenge and want to continuously grow and develop in a role where you will be supported along the way by a dynamic and diverse team, apply today!!